Struggling homeowners who are late on their payments and don't answer the door or their phones are a sadly familiar situation for lenders who genuinely wish to help them keep their homes. Despite many attempts to help them refinance their mortgages, many homeowners are unable to act due to fear and/or embarrassment and other factors. Some lenders are going well out of their way to help homeowners keep...

The loss of one's home to foreclosure can be devastating, and millions of Americans are intimately familiar with this kind of financial and emotional trauma. A Southern California couple is facing their third foreclosure in the past year. The couple, who lost two homes to foreclosure in March 2010, has been forced to declare bankruptcy, and is fighting to stay in their current home. The nation's...

The federal government has created more programs to help struggling homeowners keep their homes. The government has to walk a tightrope of sorts to help homeowners having problems making their mortgage payments while ensuring that homeowners who are struggling but continue to make their mortgage payments on time don't become angry. The new programs are designed to help the more than seven million...

It comes much too late for many people who have lost their homes in foreclosure, but is welcome news for many homeowners struggling to hold onto their homes. Bank of America announced recently that it has started to forgive some mortgage debt to help stressed homeowners keep their homes and avoid bankruptcy. If Bank of America is your mortgage lender, don't pick up the phone yet because participation in...

Homeowners who have lost their jobs or are suffering other types of economic distress may be thinking foreclosure is the only option. However, short sales have become hot over the last year or so, and there is every indication that they will become even hotter in the coming months when the federal government begins providing incentives to lenders to close short sales. "Banks have ramped up short sale...

Time is running out on folks who want to take advantage of the government's first-time homebuyer tax credit program. First-time homebuyers can qualify for up to $8,000 in tax credits while current homeowners who wish to purchase a larger home can qualify for up to $6,500. In order to qualify, homebuyers have to sign a sales contract by the end of April 2010 and close on the home before the first of July....

Staging your home for sale is an art form. There are several reasons why people should consider staging their homes when they are going on the market to be sold. A staged home looks bigger. It looks cleaner. In addition, you're providing a neutral, cheerful feel to the home that suits all potential buyers. If you're looking to sell, learn more about how staging homes in Louisville can help sell your home...

Staging your home for sale is an art form. There are several reasons why people should consider staging their homes when they are going on the market to be sold. A staged home looks bigger. It looks cleaner. In addition, you're providing a neutral, cheerful feel to the home that suits all potential buyers. If you're looking to sell, learn more about how staging homes in Louisville can help sell your home...

Even though home sales are on the rise after an economic downfall, the market is slower than it has been in past years. The values of homes overall remain less than what they were before the economy took a dive. However, note that just because home sales are slow in the Louisville real estate market, selling isn't impossible. There are several ways you can better prepare your home to weather a tough...

It's tax time again! Preparing your federal and state income taxes is stressful enough. If you now own a home, there can be a whole new level of questions to which you might not have the answers. Making mistakes on your taxes can mean many things. You can end up owing more than you need to if you don't maximize your deductions. You deserve the refund you're entitled to get, and avoiding these Louisville...